Current Account

Easy and convenient day-to-day access to your cash locally

Hong Kong dollar current account

Free cheque books
Easy-to-read monthly statement listing transactions and account balance information

RMB current account

Free cheque books
In Hong Kong, you can use it to settle all kinds of payments. You can settle payments for consumer spending in Guangdong Province by cheque without the trouble of cross-border carrying a bulk of cash
Easy-to-read monthly statement listing transactions and account balance information

US dollar current account

Designed for customers with USD as the settlement currency avoiding unnecessary effort and charges incurred from remittance process
Free cheque books
Make US Dollar cash deposits and withdrawals at designated branches through prior arrangement with the account opening branch
Receive a monthly statement giving full details of your account activities. Alternatively, you may choose to receive statements on a weekly or bi-weekly basis

Remarks:

If no transaction (excluding such as interest and charges initiated by the Bank) has been effected through your current account(s) for 24 consecutive months, the account(s) will be declared as inactive account(s) and restriction on transferral and/or withdrawal transaction(s) will be imposed. Customers may need to visit any of our branches to activate the account(s). For any enquiries, please call our Customer Service Hotline at (852)2616 6628.

RMB Conversion Limitation Risk

RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies.
(Only applicable to Individual Customers) RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
(Only applicable to Corporate Customers) RMB is currently not fully freely convertible. Corporate customers that intend to conduct conversion of RMB through banks may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Foreign Exchange Risk Disclosure

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into HKD or other foreign currencies.