Personal Banking
Other Deposit Service
Club Deposit
- It is the monthly deposit plan, customers can choose the payment period and payment amount according to their personal needs.
- 12-60 months payment period is available.
- The minimum monthly payment is HKD500
Time Deposit with 「Monthly Interest Payment」
- Different from general time deposits that have restrictions on issuing interest on the maturity date, Time Deposit with Monthly Interest Payment provide monthly interest and are automatically deposited into a designated account.
- Available in Hong Kong dollars, RMB and US dollars.
- The minimum deposit amount in Hong Kong dollars and US dollars is the equivalent of HKD 50,000 and the minimum deposit amount in RMB is the equivalent of HKD 10,000.
- Six-month and one-year deposit periods are available.
- RMB investments are subject to exchange rate fluctuations, which may result in both opportunities and risks in the event that the customer converts the foreign currencies / RMB into HKD or other foreign currencies.
- RMB is currently not fully freely convertible. Individual or corporate customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.