• Remote Account Opening Supports online account opening. In just a few simple steps, you can enjoy comprehensive banking services.


Note 1: Nanyang Commercial Bank App currently only supports mobile number login for clients in Hong Kong SAR, Macau SAR, and Mainland China.
Note 2: Remote Account Opening is currently only available for clients holding valid Hong Kong identity cards. For other online account opening methods, please stay updated with our latest product developments.

• Wealth Management Connect
• Securities
• Funds
• Monthly Funds Savings Plan
• Precious Metals and Foreign Exchange Margin Trading
• Precious Metals
• Currency Linked Investments
• Structured Investments
• Stock Linked Investments
• Debt Securities/Certificates of Deposit
• Financial Information
• Mandatory Provident Fund (MPF)

• Time deposit in HKD, RMB and other designated foreign currencies is available. For the first purchase, customers need to open a Time Deposit Account*.
• You can set up, amend maturity instructions, and check time deposit records.
• For placement of time deposit in foreign currencies, funds can be debited from your HKD Savings / Current Account, USD Current Account or ‘Consolidated Currency’Savings. If the funds are debited from your‘Consolidated Currency’Savings, please ensure this account has sufficient funds of the same currency.
• For placement of time deposit in RMB, funds can be debited from your HKD Savings / Current Account or RMB Savings / Current Account.
• You can amend the maturity instruction for your time deposit via Mobile Banking on any business day before the maturity date.
• Enables scheduled transactions for time deposits within the next 10 days.

*A Time Deposit Account is a fixed deposit account issued by NCB for customers. It serves as a personal deposit certificate used to record the fund activity related to the customer’s purchase of fixed deposit products. Customers can open it through Mobile Banking, Internet Banking, or at any of our branches.

• Accepts telegraphic transfer application and BOC Remittance Plus.
• Handles the application for forward-dated and standing instructions of remittance.
• You can enquire the latest transaction records of Outward Remittance.
• The daily total limit for transferring to a third-party account is HKD 500,000* or its equivalent. Clients can customise the limit to the registered overseas third party account, unregistered overseas third party account.

*The daily total limit for transfers to NCB, local bank transfers, FPS, and remittances to overseas accounts is HKD 500,000 or its equivalent. Clients requiring higher limits can apply at branches for a maximum of HKD 1,000,000 or its equivalent. For transfers/remittances to unregistered accounts, the maximum daily limit for local bank transfers is HKD 100,000 or its equivalent, and for overseas remittances, it is HKD 50,000 or its equivalent.

• You can make transfers to NCB,other local banks and FPS.
• Transfers to NCB or other local banks: Transfers can be made using bank account numbers, with funds typically credited immediately.
• Other local bank transfers: The system supports local transfers using mobile phone number, email address, FPS ID, and local bank account number. For transfers in HKD and CNY, funds are typically credited immediately; for transfers in USD and EUR, funds are typically credited on the same day.
• FPS transfers: The system supports inter-bank transfers using mobile phone numbers, email addresses, and FPS IDs. For transfers in HKD and CNY, funds are typically credited immediately.
• We accept processing of scheduled and regular transfer transactions.
• No limit of fund transfer between accounts held by the same customer.
• The maximum daily limit for transfers to third-party accounts is HKD 500,000*. Customers can customize the transfer limits for registered local third-party accounts and unregistered local third-party accounts.

*The daily total limit for transfers to NCB, local bank transfers, and remittances to overseas accounts is HKD 500,000 or its equivalent. Clients requiring higher limits can apply at branches for a maximum of HKD 1,000,000 or its equivalent. For transfers/remittances to unregistered accounts, the maximum daily limit for local bank transfers is HKD 100,000 or its equivalent, and for overseas remittances, it is HKD 50,000 or its equivalent.

• Supports customer applications for ATM cards.
• Supports activation of ATM cards.
• Supports enquiries into ATM card status.
• Supports customers in reporting lost or stolen ATM cards and requesting to lift the block.
• Supports customers in setting up overseas ATM use.
• Supports customers in reporting unauthorized transactions.
• Supports customers in setting up UnionPay QuickPass services.

• Applicable bill categories include electricity, gas, water, rates and government rent, taxes, telephone, insurance, customs, and securities fees.
• For designated merchants*, first-time bill payments require dual authentication. Please visit any of our branches to complete dual authentication.
• Allows donations to charitable organizations.
• The daily payment limit is HKD 50,000. Clients can set specific limits for certain merchants or categories through Mobile Banking or at branches.
• Our list of bill payment merchants is updated regularly. Please check the merchant information under the "Bill Payments" section on Internet Banking.

*Designated merchants refer to those other than "Government or Statutory Bodies", "Utilities", "Primary or Secondary Education", and "Tertiary or Professional Education". Payments to these merchants require counter registration before proceeding. For more details, please refer to our service guide.